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PostPosted: 01 Feb 2019, 01:09 
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Finance > Credit > Credit CardWhy Your Business Should Accept Credit Cards?
Posted by nick_niesen in Finance on October 29th Authentic Rashaan Evans Jersey , 2010


Most people these days expect to be able to pay with a credit card, whether they are at the local gas station or working with an independent service industry person who runs a business out of his or her home.


If you are a business owner who has been reluctant to accept credit cards in the past, you need to understand how important it is to accept credit cards and how it will help your business.


First off, people tend to think that businesses that don't accept credit cards are unprofessional. It's a silent message to your customers or clients that you don't take your business seriously enough to pay the application fee and other fees associated with payment processing through credit cards.


Further, customers might be annoyed by the fact that you don't accept credit cards. Most people don't carry cash anymore, and they might not always have a checkbook with them, but you can bet they always have a credit card, ATM card or check card in their wallet. Make it easier for your customers by accepting the payment method they always have on hand.


If you receive payments through invoicing clients, accepting credit cards is much more convenient and will save you time. Instead of having to type up an invoice, print it out, mail it, wait for a check to arrive, drive to the bank and cash the check, all you have to do is run a credit card payment. If you add up the time and expense in terms of supplies and postage of billing in this way, you'll see that your merchant account fees are lower than the amount you spend to send invoices.


Another advantage for you when it comes to accepting credit cards is that it can help get some of your past due accounts cleared up. When people know they can use a credit card and still pay over time, they will choose that option and you'll get your money faster.


This gives your business a better profile because it means you have less bad debt on your accounts and a higher cash flow.


Even if a lot of the sales at your business are small, you'd be surprised how many people will charge $5 for a cup of coffee and a bagel or a sandwich and drink. Giving people the option to pay with a credit card is always a good idea, and it may actually increase your sales as people who never carry cash and hate to write checks will visit your business more often.


It pays to take the time to consider accepting credit cards. Weigh the costs of a merchant account against the amount your sales or cash flow might increase and you'll likely find the fees don't make credit card processing too expensive after all.

Perhaps the most important factor in determining the value of sports memorabilia is the athlete or the sportsman. If you have a real popular and well-known sports hero's merchandise with his name on it the value may be more. A name like Tiger Woods for an example would increase the value of sports memorabilia overnight. In fact the value of sports memorabilia in the area of golf has increased tremendously since Tiger Woods has been on the circuit.

There have been many other athletes who have made and left their mark on a particular sport. But even with that popularity marketers use their skills and know-how to create something for everyone even if it's no more than a keychain. When a person is in the headlines every day or every week in newspapers and magazines on TV and the Internet you naturally desire some kind of bonding with that person. After all every one has the insatiable need to be connected to something. All across the country there are sports clubs and organizations that engage in various kinds of activities that will enhance the value of sports memorabilia. Another factor you have to take into consideration when you think of the value of sports memorabilia is the availability. Supply and demand factors into the value of sports memorabilia.

But what ever reason the value is more when there are not very many. If you see an abundance of mementos such as flags, caps, buttons, signature sunglasses and so on the price is cheaper. The value in these items comes when you keep them for long periods of time and there are very few in circulation. These are the kinds of things that auctioned off as fundraisers and promotions in years to come. Take into consideration also the popularity of the sport. Research has shown that football, basketball, stock car racing and golf are the most popular sports. This is not to say that the other sports are not popular and well attended in season. But when you think in terms of the value of sports memorabilia you have to consider how the general public feels about the sport. Each sport has its own history.

In other words some sports have been around longer than others. There are sports like skiing and other winter sports that are more territorial than widely known. Unless one moves from a winter sports area there may be little or no interest in winter sports memorabilia. So when you think in terms of the value of sports memorabilia you have to consider all facets of the particular sport. There are very few people who show enthusiasm for every sport. So the value is highly dependent upon the sport, the athlete, the availability, the supply and demand and where the item is located. Once you have factor in all of these variables the value can be determined based on the interests of the person.

Also if you are buying sports memorabilia as an investment the value may be different from a person who is in retail and plans to sell immediately. So actually you are in a better position to determine the value of sports memorabilia to you, based on your need and purpose.


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